Which state is better for veterans — Montana or Arizona?
There's no universal answer; the better state depends on your priorities. Below are the factors that most often decide the question.
If you're a military retiree
Both retirement income tax and property tax matter most in retirement. Montana does not tax military retirement pay, while Arizona does not tax military retirement pay. On property, Montana offers a partial property tax reduction, and Arizona offers a partial property tax reduction.
If you have school-age children
Montana's headline program is the Montana University System Honorably Discharged Veteran Fee Waiver — Honorably discharged combat-service veterans qualifying as Montana residents may receive a fee waiver at Montana University System schools that covers registration and incidental fees not paid by GI Bill. Arizona's is the Arizona National Guard Tuition Reimbursement Program — Reimburses tuition for Arizona National Guard members at state schools. Veterans can use the Post-9/11 GI Bill at Arizona public colleges with in-state tuition under the Yellow Ribbon and federal Choice Act.
If you're still on active duty
Proximity to a major installation matters for housing markets, healthcare options (Tricare), and post-service employment networks. Montana hosts 1 significant installation(s) including Malmstrom AFB.Arizona hosts 4 including Luke AFB, Davis-Monthan AFB, Fort Huachuca.
Climate and lifestyle
Montana: Continental and alpine climate; cold snowy winters, mild summers, vast open spaces. Arizona: Hot desert summers and mild winters; minimal humidity. Higher elevations (Flagstaff, Prescott) offer four seasons.