Which state is better for veterans — New Jersey or Connecticut?
There's no universal answer; the better state depends on your priorities. Below are the factors that most often decide the question.
If you're a military retiree
Both retirement income tax and property tax matter most in retirement. New Jersey does not tax military retirement pay, while Connecticut does not tax military retirement pay. On property, New Jersey offers a full homestead exemption to 100% P&T veterans, and Connecticut offers a partial property tax reduction.
If you have school-age children
New Jersey's headline program is the NJ World Trade Center Scholarship & POW/MIA Tuition Benefit — New Jersey provides free undergraduate tuition at New Jersey public colleges for dependents of NJ residents killed in terrorist attacks or military service, and for POW/MIA dependents. Connecticut's is the Connecticut State Universities & Community Colleges Tuition Waiver — Connecticut waives tuition (not fees) at state universities and community colleges for honorably discharged wartime veterans residing in CT, and for dependents of MIA/POW service members.
If you're still on active duty
Proximity to a major installation matters for housing markets, healthcare options (Tricare), and post-service employment networks. New Jersey hosts 3 significant installation(s) including Joint Base McGuire-Dix-Lakehurst, Picatinny Arsenal, USCG Training Center Cape May.Connecticut hosts 1 including Naval Submarine Base New London (Groton).
Climate and lifestyle
New Jersey: Mid-Atlantic climate; four moderate seasons with humid summers and cold winters. Connecticut: Four-season New England climate with cold winters and warm summers; convenient to Boston and NYC.