Which state is better for veterans — North Dakota or Arizona?
There's no universal answer; the better state depends on your priorities. Below are the factors that most often decide the question.
If you're a military retiree
Both retirement income tax and property tax matter most in retirement. North Dakota does not tax military retirement pay, while Arizona does not tax military retirement pay. On property, North Dakota offers a partial property tax reduction, and Arizona offers a partial property tax reduction.
If you have school-age children
North Dakota's headline program is the ND Dependents Educational Benefits & National Guard Tuition Assistance — Free tuition at ND state institutions for dependents of veterans who were KIA, MIA, POW, or 100% disabled; ND National Guard members qualify for state tuition assistance up to 100%. Arizona's is the Arizona National Guard Tuition Reimbursement Program — Reimburses tuition for Arizona National Guard members at state schools. Veterans can use the Post-9/11 GI Bill at Arizona public colleges with in-state tuition under the Yellow Ribbon and federal Choice Act.
If you're still on active duty
Proximity to a major installation matters for housing markets, healthcare options (Tricare), and post-service employment networks. North Dakota hosts 2 significant installation(s) including Minot AFB, Grand Forks AFB.Arizona hosts 4 including Luke AFB, Davis-Monthan AFB, Fort Huachuca.
Climate and lifestyle
North Dakota: Cold continental climate with long harsh winters and short warm summers. Arizona: Hot desert summers and mild winters; minimal humidity. Higher elevations (Flagstaff, Prescott) offer four seasons.