Massachusetts Veteran Benefits at a Glance
Massachusetts is home to roughly 280,000 veterans and operates its statewide programs through the Massachusetts Executive Office of Veterans Services. The state's veterans benefits landscape combines federal VA benefits (disability compensation, healthcare, GI Bill, VA home loans) with a layer of state-specific programs that can meaningfully change a veteran's cost of living — particularly through property tax relief and state income tax treatment of military retirement pay.
Massachusetts has the only statutorily-mandated municipal Veterans Service Officer (VSO) system in the country — every city and town has a VSO providing direct claims help and state benefits coordination. For service members deciding where to retire — or for veterans evaluating whether to relocate — the questions that matter most are usually: how will my retirement pay be taxed, what happens to my property tax bill if I'm 100% disabled, can my children use state tuition benefits, and how strong is the state veterans agency? This guide walks through each in turn.
Massachusetts Taxes for Veterans
Military Retirement Pay
Massachusetts fully exempts military retirement pay from state income tax.
This treatment matters because military retirement pay typically ranges from $20,000 to $90,000+ per year depending on rank and years of service. In a state that fully exempts the income, a retiree drawing $50,000 of retired pay avoids the entire state income tax on that amount — which, in a 5% state, equals roughly $2,500/year in savings versus a fully-taxing state. Over 20 years of retirement, that one rule alone can be worth $50,000+.
VA Disability Compensation
Like all states, Massachusetts follows federal law and does not tax VA disability compensation. Whether you receive $171/month at 10% or roughly $4,044+/month at 100% with a qualifying dependent, that money is tax-free at both the federal and state level. See our VA disability calculator to estimate your monthly compensation.
Massachusetts Property Tax Benefits for Veterans
Headline: Disabled veterans receive tiered property tax exemptions from $400 to full exemption based on rating and circumstances (paraplegic, blind, ALS).
Under M.G.L. c. 59 §5, Massachusetts grants property tax exemptions from $400 (10%+ disability) up to a full exemption for paraplegic veterans and surviving spouses of soldiers killed in action. Communities can supplement these amounts. The HERO Act expanded several benefits in 2024.
For most homeowners, property tax is the second-largest annual housing expense after the mortgage itself. Massachusetts's partial exemption still produces meaningful savings, especially for veterans with higher disability ratings, and stacks with senior citizen and other available exemptions.
How to Apply
Property tax exemptions are administered at the county level by the county assessor (sometimes called tax assessor, appraisal district, or commissioner of revenue depending on the state). You'll typically need: a copy of your VA award letter showing disability percentage and effective date, proof of residency, proof of ownership (deed), and a completed state application form. Many counties accept applications year-round but only apply the exemption beginning in the next tax year.
Massachusetts Education Benefits for Veterans & Dependents
Massachusetts National Guard Education Assistance & State Tuition Waiver
Massachusetts National Guard tuition and fee waivers at state schools; Public Service Scholarship for children of veterans who died in service.
These state programs typically stack with — rather than replace — federal benefits like the Post-9/11 GI Bill. Many veterans use federal benefits first and state programs for any remaining costs, or use state benefits for dependents while preserving federal benefits for the service member. Application is usually handled directly through the school's veteran affairs office, which coordinates with the state agency.
In-State Tuition
Under federal law (the Veterans Access, Choice, and Accountability Act), public colleges in Massachusetts — like all states — must charge in-state tuition to veterans using GI Bill benefits regardless of state residency, provided the veteran enrolls within three years of discharge. This rule is especially valuable in higher-cost states like California, Maryland, and Washington.
Employment & Professional Licensing
State Veteran Hiring Preference
Veteran preference (statutory) on Massachusetts civil service exams — significant scoring boost; MassHire Career Centers provide priority of service.
Occupational Licensing
Massachusetts grants military credit for licensing; expedited military spouse licensure under MGL c.112.
Translating military experience into civilian credentials is one of the most common pain points in transition. Massachusetts's licensing rules can shave months — and thousands of dollars — off the path to civilian roles in healthcare, commercial driving, IT, and the trades. The Massachusetts Executive Office of Veterans Services can point you to industry-specific resources and to apprenticeship programs that count GI Bill benefits.
State Parks, Hunting & Fishing
Massachusetts State Parks
Free DCR Massachusetts State Parks parking pass for resident disabled veterans.
Hunting & Fishing Licenses
Resident paraplegic and blind veterans qualify for free hunting and fishing licenses.
Vehicles, Plates & Driver Licenses
Disabled Veteran License Plates
Disabled veteran plates issued at no charge; motor vehicle excise tax exemption for 100% disabled veterans.
Veteran Driver License Designation
Veteran designation on Massachusetts driver license/ID at no extra cost. The veteran designation is recognized as proof of service at most businesses offering veteran discounts (restaurants, retailers, hotels) and eliminates the need to carry your DD-214 for routine ID purposes.
State Veteran Homes & Cemeteries
Massachusetts operates 2 state veteran homes, providing skilled nursing, domiciliary, and/or memory care to eligible veterans (and in some cases spouses and Gold Star parents). Admission requirements vary by facility but generally require honorable discharge, state residency, and clinical need for the level of care offered. The VA typically reimburses a portion of the per-diem cost, making state homes significantly more affordable than private long-term care.
The state also maintains 2 state veteran cemetery/cemeteries in addition to any federal VA national cemeteries within the state. Burial benefits for honorably discharged veterans typically include the gravesite, opening and closing, a government headstone or marker, a U.S. burial flag, and a Presidential Memorial Certificate.
Massachusetts Executive Office of Veterans Services
The Massachusetts Executive Office of Veterans Services is Massachusetts's official cabinet-level (or commission-level) state agency for veteran affairs. It administers state benefits, accredits and supervises County Veteran Service Officers (CVSOs), operates state veteran homes and cemeteries, and serves as the liaison between Massachusetts veterans and the federal VA. The agency does not charge fees for assistance — accredited VSO help is always free.
- Website: https://www.mass.gov/orgs/executive-office-of-veterans-services
- Phone: 617-210-5480
- Capital: Boston, MA
When in doubt, start with the state agency. They can refer you to a free accredited representative, walk you through state-specific applications (which are easy to miss when you only look at VA.gov), and help with emergency assistance programs available in many states for veterans experiencing financial crisis.
Is Massachusetts a Good State for Veterans?
Cost of Living
Massachusetts's overall cost of living is high relative to the U.S. average. Combined with the state's tax treatment of retirement pay and property tax rules, this drives the real after-tax purchasing power of a military retirement.
Climate
Cold New England winters and warm summers; four distinct seasons.
Veteran Population & Community
With roughly 280,000 veterans, Massachusetts has a substantial veteran community with good access to VA healthcare and active veteran service organizations in most metro areas.
Military Installations
Major active-duty installations in Massachusetts: Hanscom AFB, Joint Base Cape Cod, Natick Soldier Systems Center. Proximity to an active-duty base usually means better commissary/exchange access, on-base healthcare options (Tricare), and a stronger pool of veteran-friendly employers and housing.
Frequently Asked Questions — Massachusetts Veterans Benefits
What benefits do veterans get in Massachusetts?
Massachusetts veterans receive a mix of property tax relief, education benefits, employment preference, free or discounted state park access, hunting and fishing license discounts, and access to 2 state veteran homes and 2 state veterans cemetery/cemeteries. Massachusetts has the only statutorily-mandated municipal Veterans Service Officer (VSO) system in the country — every city and town has a VSO providing direct claims help and state benefits coordination.
Do disabled veterans pay property taxes in Massachusetts?
Massachusetts offers a partial property tax exemption for disabled veterans rather than a full exemption. Under M.G.L. c. 59 §5, Massachusetts grants property tax exemptions from $400 (10%+ disability) up to a full exemption for paraplegic veterans and surviving spouses of soldiers killed in action. Communities can supplement these amounts. The HERO Act expanded several benefits in 2024.
Does Massachusetts tax military retirement pay?
Massachusetts fully exempts military retirement pay from state income tax.
Does Massachusetts offer free college for veterans or dependents?
Massachusetts's primary education benefit is the Massachusetts National Guard Education Assistance & State Tuition Waiver. Massachusetts National Guard tuition and fee waivers at state schools; Public Service Scholarship for children of veterans who died in service.
What is the official state veterans agency in Massachusetts?
The Massachusetts Executive Office of Veterans Services (617-210-5480) is the official state agency. Visit https://www.mass.gov/orgs/executive-office-of-veterans-services for the most current programs, accredited claim assistance, and county-level Veteran Service Officer contacts.
Is Massachusetts a good state for military retirees?
Massachusetts has the only statutorily-mandated municipal Veterans Service Officer (VSO) system in the country — every city and town has a VSO providing direct claims help and state benefits coordination. Cost of living is high, and cold new england winters and warm summers; four distinct seasons.
Disclaimer: State veterans benefits change frequently as legislatures pass new laws. Always verify current eligibility, dollar amounts, and application procedures with the Massachusetts Executive Office of Veterans Services or an accredited Veterans Service Officer before relying on any information on this page. This site provides educational information, not legal or tax advice.