VA Benefits Explained in Plain English
Practical guides, calculators, and step-by-step help for veterans navigating disability claims, appeals, healthcare, the VA home loan, and the GI Bill.
Popular VA Searches
The most-searched topics on the site this week.
Featured Calculators & Tools
Combine multiple ratings using official VA math.
Estimate monthly compensation with dependents.
Get a realistic timeline for your claim type.
100+ VA acronyms decoded in plain English.
Every major form, what it does, and how to use it.
Browse common VA-claimed conditions.
VA Claim Process Overview
Every disability claim follows the same four-step path. Knowing what's next makes the wait easier — and helps you spot when something is off track.
- Step 1File Your Claim
Submit VA Form 21-526EZ with supporting evidence and a clear list of conditions.
- Step 2C&P Exam
Attend your Compensation & Pension exam. Describe your worst days, not your best.
- Step 3Get Your Rating
The VA assigns a disability rating based on evidence and the rating schedule.
- Step 4Appeal If Needed
Three lanes: Supplemental Claim, Higher-Level Review, or Board Appeal.
Most Searched Conditions
View all →Service-connected post-traumatic stress disorder claims and rating criteria.
Common ratings: 0%, 10%, 30%, 50%, 70%, 100%
Persistent ringing in the ears — one of the most common VA claims.
Common ratings: 10% (maximum schedular)
Headaches with prostrating attacks rated under DC 8100.
Common ratings: 0%, 10%, 30%, 50%
Obstructive sleep apnea, often filed secondary to PTSD or weight gain.
Common ratings: 0%, 30%, 50%, 100%
Gastroesophageal reflux disease, often secondary to mental health medications.
Common ratings: 10%, 30%, 60%
Chronic lower back pain rated by range of motion and functional loss.
Common ratings: 10%, 20%, 40%
Recently Updated Guides
All guides →How the VA assigns disability percentages and what each rating means for compensation.
Supplemental Claim, Higher-Level Review, and Board Appeal — how to choose.
Filing a Supplemental Claim with new and relevant evidence.
A senior reviewer takes a de novo look at your existing record.