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Disability

VA Disability Rating Calculator

Combine multiple VA disability ratings using official whole-person math to see your true combined percentage.

Last updated: 2026-07-06

VA math frustrates nearly every veteran the first time they encounter it, because 50% plus 30% doesn't equal 80% the way basic addition suggests. This calculator applies the VA's actual combined ratings formula so you can see your real combined percentage before you file anything — or before you assume a new claim will move your total further than it actually will.

#1%
#2%
Exact combined
65%
VA rounded rating
70%
Official rating

How the Math Actually Works

Start at 100% 'whole' efficiency. Your highest rating is applied first, reducing that efficiency by its percentage. Each additional rating is then applied to whatever efficiency remains — not to the original 100% — which is exactly why ratings combine to less than their sum. The final number is rounded to the nearest 10% to produce your official combined rating.

Want to see what your combined rating actually pays each month?

See Your Estimated Monthly Pay

Bilateral Conditions Get an Extra Factor

If you have ratings for paired body parts — both knees, both hands, both feet — the VA applies an additional 10% bilateral factor to those combined ratings before folding them into your overall total. This calculator handles the general combination math; for bilateral-specific scenarios, treat the two paired ratings as already combined before entering them here.

Conclusion

Once you know your real combined rating, the compensation calculator can show you what it actually pays — and the rating guide covers legitimate ways to increase it if your conditions have worsened.

Want to see what your combined rating actually pays each month?

See Your Estimated Monthly Pay

Frequently asked questions

Helpful resources

Other calculators

These calculators are educational tools. They do not include SMC, bilateral factors, or every rounding edge case. Always confirm your rating, pay, and back pay with the VA.